Commercial property insurance for a brewery covers the physical assets of the business, such as the building, brewing equipment, inventory (including raw materials and finished products), and other property the brewery owns. This type of insurance helps protect the brewery from financial loss due to risks like fire, theft, vandalism, storm damage, and other covered perils.
Building coverage includes the physical structure, building, or facility housing the brewery, whether owned, leased, or rented.
Brewing tanks, fermenters, kegs, bottling and canning machines, and other essential brewing machinery.
Office equipment, furnishings, and décor inside the brewery.
In case the brewery must shut down temporarily due to damage from a covered event.
Inventory includes all raw materials like hops, malt, yeast, and finished products like beer in storage. Inventory may also cover administrative products used in product promotion such as labels, boxes, etc.